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Type of mortgage loans
Type of mortgage loans

Type of Mortgage Loans

Mortgage loans are used to purchase or build new home and refinance existing loans. They can be divided into 3 distinct categories: conventional loans, government-issued/guaranteed loans, and Non-conforming loans. In addition to these categories, a loan may be conforming or non-conforming. This is determined by the amount. Loan amounts that are within Fannie Mae and Freddie Mac limits are conforming loans. Non-conforming loans are over these established limits, and are usually referred to as jumbo loans.

Choosing the right mortgage that best fits your needs can be a challenging task. Working with Florida Home Funding ensures you will have a trusted mortgage professional guiding you to find the mortgage that best fits your short term, and long term mortgage needs.


When it comes to getting a mortgage

you have more options than you think

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