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TRULY GOD SENT!! Shahram and Cindie arrived just within the nick of time. Shahram stated that we would close within 30 days, and we did just that! I had a very LONG and drown out experience with a previous lender, (before finding Shahram) “we need this- we need that, ect”, failing to completely deliver:( Shahram said and proved that it would happen, and allow me to add at a LOWER interest rate, saving me 100.00 per month on my mortgage! Way to go Shahram! A team that is: Prompt, Professional, and KNOWS their stuff!! My go to team ALWAYS! I will see you during refinancing Shahram and Cindie. Thank you Guys SOOO Much! Yvette:-)