Conventional Mortgage Loans | Florida Mortgages - Florida Home Funding
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CURRENT RATES

as of May 20, 2022 11:42 am

View Assumptions
Rates for Primary Home Purchase

15Y FIXED

4.125% (4.383% APR)

30Y FIXED

4.875% (5.028% APR)

FHA 30Y

4.125% (5.293% APR)

Unbeatable
Conventional Loan Rates

CURRENT 30-YEAR FIXED RATE

4.875% (5.028% APR)

Rate updated May 20, 2022 11:42 am | View Assumptions | Rates for Primary Home Purchase

Small size, low overhead and experience allow us to offer unbeatable rates on conventional fixed-rate mortgages. Get a rate quote and see why we’re Florida’s top-rated mortgage broker.

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Unbeatable Conventional Loan Rates

CURRENT 30-YEAR FIXED RATE

4.875% (5.028% APR)

Rate updated May 20, 2022 11:42 am | View Assumptions
Rates for Primary Home Purchase

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Get Pre-Approved

Florida's Best Rates on Conventional, Fixed-Rate Mortgages

Florida's Best Rates on Conventional, Fixed-Rate Mortgages

Getting a mortgage is no different than buying a new car.  Every Toyota dealership has the same vehicles. The only difference is how much profit is built into that particular dealership’s price.

What makes us a top-rated mortgage broker?

Lowest Rates In Town

Access to wholesale rates and low margins save you money.

No Application Fees

We don’t charge you application fees.

No Fee Options

Choose rates with or without lender/origination fees.

Available Evening & Weekends

We work around your schedule– NOT bankers hours.

Crazy Fast Pre-Approvals

We can get you pre-approved in as little as an hour.

Close In As Little As 21 Days

If your ducks are in a row, we can close fast. Real fast.

What do I need to qualify?

When it comes down to it, it’s really just a numbers game and it breaks down like this:

620+
Minimum 620 credit score

If your credit is lower or dinged, consider an FHA loan, which can go as low as a 580.

50%
Maximum 50% DTI ratio

Preferably 45%, however depending on your credit score and reserves, we can go as high as 50%.

3%
Minimum 3% downpayment

For primary residences, 3% for first-time buyers, 5% for non-first-time buyers.

WHAT OUR CLIENTS ARE SAYING

My experience with Sondi has been exceptional. Every time I work with or even ask advice from Sondi he is very eager to assist. His knowledge is incredible as well as his professionalism. He makes…Read More →

Gene Cole
Rating: 5

Incredible team!!! Brian, Cindie and Alex it was such a pleasure working with you all. Very professional, always quick with a response when I had a question. The whole process was a breeze, thanks again…Read More →

Nick Farinella
Rating: 5

I would like to acknowledge the exceptional service that I received during my refinancing process. While we hit some snags along the way but the team at Florida Home Funding went above and beyond to…Read More →

Eric B.
Rating: 5

First time home buyers and Shahram and Cindie made the process so smooth! We were nervous and didn't even know where to start-- with their patience and expertise my wife and I now own our…Read More →

Laura Dempsey
Rating: 5

Just purchased our home with the assistance of Shahram and his team...I would recommend them to anyone. From day one everyone was so caring and diligent!!! Thank you so much for everything you did! We…Read More →

Ursula Ann
Rating: 5

TRULY GOD SENT!! Shahram and Cindie arrived just within the nick of time. Shahram stated that we would close within 30 days, and we did just that! I had a very LONG and drown out…Read More →

Yvette Walker
Rating: 5

Florida Home Funding was great to work with. Shahram and Cindie made our 1st home purchase a wonderful and memorable simple process.

Jeff Mortiz
Rating: 5

First time home buyers and Shahram and Cindie made the process so smooth! We we're nervous and didn't even know where to start - with their patience and expertise my wife and I now own…Read More →

Heather Butler-Brown
Rating: 5

Working with Shahram and Cindie was great, They helped us from beginning to end answering all of our questions and giving us the confidence that all will be all right. We found our forever home…Read More →

Will Hurtade
Rating: 5

Our experience with Florida Home Funding was an exceptional one. We worked with Shahram and Cindy through the process. They were in constant communication with us and took the time to answer our questions with…Read More →

Luis C.
Rating: 5

Great people and very professional to deal with. I would highly recommend their services!!

Nelson Lerma
Rating: 5

Working with Shahram Sondi was a great experience. From the beginning he was very informative and easy to talk to. I felt relaxed and confident with Shahram working on my mortgage application. He walked me…Read More →

Mark Lombardo
Rating: 5

Shahram is an expert at what he does. There was no guess work at any point, my husband and I felt fully informed through the whole process. Sharham collected the information needed and was very…Read More →

Brenda Slocki
Rating: 5

Shahram and his assistant are an incredible team. They are extremely thorough and make what is usually a stressful process smooth and easy. They are on top of every single detail and they will get…Read More →

Bill Limato
Rating: 5

I have been through the mortgage process on 3 different occasions and this was by far the easiest. Everything promised was received! It was the fastest and easiest refi I've been through. Everything was done…Read More →

Brian
Rating: 5
Florida Home Funding Reviews

MORTGAGE STRAIGHT TALK WITH SHAHRAM

MORTGAGE STRAIGHT TALK WITH SHAHRAM

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