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< Mortgage Rates Today

Best 30-Year Fixed VA Rates

Updated December 8, 2018 at 6:19 AM EST

Interest Rate

4.25%

APR

4.533%

Loan Amount

$300,000

Down Payment

0%

Term

30 years

Monthly Principal & Interest Payment
Excludes taxes and hazard insurance.

$1,507.55

Estimated Closing Costs
Includes cost of required discount points. Excludes VA funding fee.

$6,167.94

Rates, terms, and fees as of December 8, 2018 at 6:19 AM EST and subject to change without notice.

Rates and terms subject to change based on market conditions and borrower eligibility. The rates shown are based upon a variety of conditions and circumstances. These include a consumer credit score which may vary from your individual credit score. A loan’s interest rate depends upon the specific features of the loan transaction and the borrower’s credit profile up to the time of closing. The advertised rates for 30-year fixed VA products are based on an assumed base loan amount of $300,000.00, $300,000.00 purchase transaction of primary residence, a 780 FICO score with a loan-to-value ratio of 100% maximum (0% Down-Payment) on a primary residence. The annual percentage rate (APR), is the expense paid for credit over the loan term expressed as an annual rate. The Annual Percentage Rate (APR) displayed for the loan products shown here reflects interest rate and approximate cost of prepaid finance charges / discount points based on rate scenarios shown. The cost of prepaid finance charges are approximations which do not constitute and are not a substitute for the Loan Estimate of Closing Costs (LE) that a borrower receives once they apply for a loan.  For more information regarding our various loan products including no points or closing cost options, please contact us at (407) 704-8729
Please remember that we don’t have all your information. Therefore, the rate and payment result you see may not reflect your actual situation. Florida Home Funding offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn’t match our assumptions. To get more accurate and personalized results, please call (407) 704-8729 to talk to a licensed loan originator.
Due to various federal, state and local requirements, certain products may not be available in all areas.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment.
The rate is based on base loan amount $300,000.00 (100% loan-to-value) purchase transaction of primary residence for qualified VA eligible borrowers. 740 credit score and a purchase price of $300,000.00 single family home. 30-day lock period. .533 discount point included.  APR will also vary based on borrower VA funding fee. The APR on the instant scenario assumes a first time use regular military funding fee of  2.15%.  All loans are subject to borrower meeting VA approval guidelines.
These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing. For more information, please contact us.

Video: Getting VA Pre-Approval

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  • What's your scenario?

    When it comes to getting a mortgage, you've got more options than you think. Everyone's situation is different. Tell me your scenario below, and I'll present you with all your options.


When it comes to getting a mortgage

you have more options than you think

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    Sondi And Associates, Inc. dba Florida Home Funding. NMLS ID: 870878 Location: 390 N Orange Ave #2125, Orlando, FL 32801 | Phone: (407) 704-8729

    Content provided by The information provided on this site is for basic informational purposes only and IS NOT intended as a substitute for professional or legal advice. Notice: My Town Realty (License #: CQ1049127) and Florida Home Funding (NMLS ID: 870878) are both wholly-owned entities of Shahram Sondi (NMLS ID: 186790, License #: BK3225742). Due to this relationship, any referral between these two entities has the potential to financially benefit Shahram Sondi. Under no circumstance are you required to engage the services of one or both of these entities.
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