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Mortgage Rates September 5, 2013

Mortgage rates have hiked up another eighth of a percent today compared to yesterday.  Mortgage bonds are getting crushed and so is the refinance market due to employment and initial jobless claims data.

People can argue that rates anywhere in the 4s are still historically low, but the higher mortgage rates are resulting in less tangible benefits for borrowers with existing mortgage rates in the low to mid 5s.   Even though refinance applications may be showing slightly up for the month, there are less borrowers actually moving forward with the final refinancing process due to the net tangible benefit.

With official job report numbers coming out tomorrow, you can be sure to buckle up, because it’s going to be a rough ride for mortgage rates and bonds.

September 5, 2013 our updated mortgage rates in Florida are:

  • 30 Year Fixed Rate Mortgage – 4.49% (4.693% APR)
  • 15 Year Fixed Rate Mortgage – 3.375% (3.719% APR)

Disclosures

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    Sondi And Associates, Inc. dba Florida Home Funding. NMLS ID: 870878 Location: 390 N Orange Ave #2125, Orlando, FL 32801 | Phone: (407) 704-8729

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