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Mortgage Rates July 30, 2013

It looks like good news on a couple of fronts this morning. Good earnings are pushing Stocks higher today, but not at the expense of bonds, which opened higher this morning than yesterday and continue to rise. Also, the Case-Shiller Home Index Price Report shows an increase of 2.4% for home prices during the month of May. This is almost as high as the 2.6% reported for April, and together these are the highest price increases the housing market has seen since 2006.

July 30, 2013 our updated mortgage rates in Florida are:

  • 30 Year Fixed Rate Mortgage – 4.125% (4.341% APR)
  • 15 Year Fixed Rate Mortgage – 3.125% (3.543% APR)


Another favorable report shows that the number of foreclosures has decreased by 28% and less than 6% of all mortgages are currently in a state of default. These are the best stats we’ve seen since December of 2008. The Fed started it’s 2-day FOMC meeting today, and it will likely determine the kind of tapering and rate increases we see from the Feds in the fall. Real estate is once again considered a good investment, but skyrocketing mortgage rates could slow the housing markets recovery. When they release their statement tomorrow, we’ll let you know what their official word is.

Check back tomorrow to get the newest rate updates!

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