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Mortgage Rates August 30, 2013

There was very little change in mortgage bonds today.  However, this summer has certainly been an interesting few months for mortgage rates and first time home buyers.  With a constant fluctuation in mortgage rates moving between .125% to .25%, deciding when to lock your interest rate was as difficult as day-trading for the first time.  As I write this mortgage daily update, I am already seeing on my screen mortgage lenders re-pricing their rates from this morning.

Whether or not fed tapering will take place soon will play a big factor with US homeowners.  Consumer spending is slowing down and will certainly slow down further if there are more rate hikes. Rate hikes will prevent homeowners from refinancing to save money and increasing disposable incomes.  The markets are so volatile it’s the ‘average Joe’ that is feeling the effects the most.  Just when we thought we might be on our way to a growing economy, the fed tapering talks have instead forced a slowdown in the housing sector. We thought this was a priority for our government–I guess we were wrong.

August 30, 2013 our updated mortgage rates in Florida are:

  • 30 Year Fixed Rate Mortgage – 4.25% (4.394% APR)
  • 15 Year Fixed Rate Mortgage – 3.25% (3.583% APR)


Check back tomorrow to get the newest rate updates!

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