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Interest Rates

[caption id="attachment_3561" align="alignleft" width="339"]Interest Rates Interest Rates[/caption]

Interest rates on mortgage loans are not set by the government and vary from mortgage lenders to mortgage broker based on loan amount, credit scores and amount of down-payment or equity.  Secondly, based on how much profit the mortgage company anticipates on making determines what interest rates are being offered to mortgage loan applicants such as a first time home buyer.

There are two interest rates typically associates with mortgage loans.  One is the note rate which is the interest rate that your mortgage payment is based on for monthly payment calculations.  The other is the APR which is the true cost of the loan taking into account upfront finance/origination charges associated at the inception of your mortgage.  When using a mortgage calculator, be sure to calculate your payment based on the note interest rates and not the APR rate.

When trying to get the best interest rates, be sure to pay attention to the APR associated with the mortgage note rate to ensure that you are getting a low cost loan and avoid paying excessive origination fees just to get the lowest interest rates.

If you are interested in today's interest rates in Florida please visit our home page for up-to-date daily mortgage rates.

When it comes to getting a mortgage

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76 customers have reviewed Florida Home Funding on TrustPilot. See All Reviews
  • Florida Home Funding is the best: Shahram is an expert at what he does. There was no guess work at any point, my husband and I felt fully informed through the whole process. Sharham collected the information needed and was very upfront. We had a full dialog he let us know what the process would be like and walked us through the steps. His assistant Cindie was awesome, keeping us in
    55
  • Great service, integrity and professionalism Shahram and his assistant are an incredible team. They are extremely thorough and make what is usually a stressful process smooth and easy. They are on top of every single detail and they will get you the lowest cost mortgage. I have used other brokers and I would only use Shahram if I have a future need.
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  • FHA Streamline Refi I have been through the mortgage process on 3 different occasions and this was by far the easiest. Everything promised was recieved! It was the fastest and easiest refi I've been through. Everything was done online and I could'nt be happier. Florida Home Funding is great!!!
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    Sondi And Associates, Inc. dba Florida Home Funding. NMLS ID: 870878 Location: 390 N Orange Ave #2125, Orlando, FL 32801 | Phone: (407) 704-8729

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