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Florida Mortgage Rates September 30, 2013

Thanks to the Feds we are currently seeing the lowest Florida mortgage rates in over 4 months.  Volatility in the stock market and up/down economic data has been giving a constant boost to the bonds. Borrowers that are willing to pay points are able to lock 30 year fixed rate mortgage in Florida in the high 3s.  The 15 years mortgage rates in some cases are in the high 2s with points which is a huge improvement that would have never occurred should the Feds tapered with the bond buying.

Whether government shut down will happen is still in the air. One thing is for sure that if shut down does occur, it will definitely have an adverse effect on the housing recovery not only with rates but first time home buyers that are trying to get FHA loans.  Typically, anything bad for the economy gives rise to bonds but in this shut down threat it affects everyone.  With Job reports due this week and government uncertainty, we can be sure to experience a volatile mortgage market.

Florida Mortgage Rates September 30, 2013:

  • 30 Year Fixed Rate Mortgage – 3.875% (4.060% APR)
  • 15 Year Fixed Rate Mortgage – 2.875% (3.214% APR)


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