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Florida Mortgage Rates September 30, 2013

Thanks to the Feds we are currently seeing the lowest Florida mortgage rates in over 4 months.  Volatility in the stock market and up/down economic data has been giving a constant boost to the bonds. Borrowers that are willing to pay points are able to lock 30 year fixed rate mortgage in Florida in the high 3s.  The 15 years mortgage rates in some cases are in the high 2s with points which is a huge improvement that would have never occurred should the Feds tapered with the bond buying.

Whether government shut down will happen is still in the air. One thing is for sure that if shut down does occur, it will definitely have an adverse effect on the housing recovery not only with rates but first time home buyers that are trying to get FHA loans.  Typically, anything bad for the economy gives rise to bonds but in this shut down threat it affects everyone.  With Job reports due this week and government uncertainty, we can be sure to experience a volatile mortgage market.

Florida Mortgage Rates September 30, 2013:

  • 30 Year Fixed Rate Mortgage – 3.875% (4.060% APR)
  • 15 Year Fixed Rate Mortgage – 2.875% (3.214% APR)

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    Sondi And Associates, Inc. dba Florida Home Funding. NMLS ID: 870878 Location: 390 N Orange Ave #2125, Orlando, FL 32801 | Phone: (407) 704-8729

    Content provided by The information provided on this site is for basic informational purposes only and IS NOT intended as a substitute for professional or legal advice. Notice: My Town Realty (License #: CQ1049127) and Florida Home Funding (NMLS ID: 870878) are both wholly-owned entities of Shahram Sondi (NMLS ID: 186790, License #: BK3225742). Due to this relationship, any referral between these two entities has the potential to financially benefit Shahram Sondi. Under no circumstance are you required to engage the services of one or both of these entities.
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