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Florida Mortgage Rates October 23, 2013

It’s been a quiet day without much data being released. Stocks are down based on earnings results and talk that China may tighten its monetary policy.

The Mortgage Bankers Association released its weekly survey which showed that mortgage applications dropped by 0.6%, not much of a change. Refinance applications fell 1%, but purchase applications rose by 1%. The Market Composite Index is a measure of loan applications each week, not actual closings.

The Federal Housing Finance Agency House Price Index showed an increase of 0.3% in August for conforming mortgage home values for single family homes. Year over year, home prices are up 8.5%.

MBS prices have been positive for a few straight days now and are continuing to improve today. There is again the possibility for favorable re-pricing, although not as much as yesterday.

Florida Mortgage Rates October 23, 2013:

  • 30 Year Fixed Rate Mortgage – 3.875% (4.051% APR)
  • 15 Year Fixed Rate Mortgage – 2.875% (3.215% APR)


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