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Florida Mortgage Blog

If you're looking for a Florida FHA loan, our rates can't be beat. That said, as Florida's top-rated mortgage broker, we regularly field a number of great questions from first-time home buyers about... more
It's a question home buyers have been asking themselves since the dawn of modern finance: Should I go mortgage broker or bank? Banks have their place, but there's some distinct advantages... more
Florida first-time home buyers still have to meet the many criteria for a mortgage that will be securitized in the market and conform to the guidelines set forth by HUD and various regulatory... more
The #1 question first time home buyers ask is: How much mortgage do I qualify for?   This is, by far, the wrong question to be asking.  They shouldn’t be basing their purchase price... more
#1 mistake when searching “Mortgage Rates Today” The #1 mistake consumers make with the widely-searched term “mortgage rates today” is not knowing how to read the fine print and the multiple... more
Getting the lowest FHA rates is often a challenging task for first time home buyers.  The biggest mistake first time home buyers make is assuming that the big banks or lenders care about them... more
Purchasing a home for investment purposes has been done for many years, especially in Florida where many people look to rent both long term and short term. Home prices are still good for the... more
Our FHA streamline refinance program is incredibly EASY and could allow you to lower your mortgage rate/payment with the entire process from start to finish taking as little as 14 days. In... more
While most people may think that everyone is at least eligible for a mortgage, this is not necessarily the case. Mortgages have eligibility guidelines, as well as, qualifying guidelines, both of... more
When it comes to mortgages, there are a lot of guidelines that must be followed, all of which must come together in order to receive an approval. For many borrowers, this information is new to them... more
Purchasing a condo that needs financing is not as easy as purchasing a single family home. After the housing crisis, lenders put up roadblocks for condo mortgage approval not only because of... more
Jumbo loans are more common today since building larger homes in residential areas has become more acceptable. When someone needs a mortgage for a home that has a higher market value or is located in... more
Many people don’t know where to turn when they need a mortgage, whether for a home purchase or refinancing. The obvious choice is most likely to be your local bank, although this may not be the... more
HUD has made an effort to increase homeownership opportunities for borrowers that have experienced financial difficulties due to the recent economic downturn. They have expanded their underwriting... more
A mortgage calculator can be a great tool for helping someone figure out an estimate of their monthly mortgage payment. Even though it is not exact, it can give anyone an idea of whether they can... more
Home purchases have made a comeback this year as the economy continues to recover and consumers return to the market. While many of these purchases are cash deals, most first time home buyers do not... more
Florida will distribute about $350 million towards homeowners by way of principal reduction on their current owner occupied residence. The number of people who will receive help depends on how much... more
Florida VA loans are designed to give our military whether active or retired the benefit of purchasing a home with zero down payment and no mortgage insurance.  You may wonder how they can offer... more
Are you a first time home buyer?  Have you been on the fence on whether this is a good time to buy a home in Florida? You need to read this first time home buyer alert.  Mortgage rates have been on... more
For instance, there is no doubt that quicken loans is one of the biggest mortgage lenders in America.  True, they are probably the #1 online mortgage lender based on their recent pay per click ads... more
Shopping at least two mortgage lenders for a mortgage typically results in you obtaining the best mortgage deal.Read our mortgage shopping... more
  • Florida FHA loans Florida FHA Loan Requirements for 2018 & FAQs

    If you're looking for a Florida FHA loan, our rates can't be beat. That said, as Florida's READ MORE
  • Top 6 Reasons To Use A Mortgage Broker Vs Bank

    It's a question home buyers have been asking themselves since the dawn of modern finance: READ MORE
  • First Time Home Buyer Florida Program First Time Home Buyer Florida Program Update

    Florida first-time home buyers still have to meet the many criteria for a mortgage that wi READ MORE
  • How Much Mortgage Do I Qualify For?

    The #1 question first time home buyers ask is: How much mortgage do I qualify for?   READ MORE
  • #1 Mistake When Searching 'Mortgage Rates Today'

    #1 mistake when searching “Mortgage Rates Today” The #1 mistake consumers make with th READ MORE
  • Investment Property Mortgage Investment Property Mortgage & Rate Guide

    Purchasing a home for investment purposes has been done for many years, especially in Flor READ MORE
  • Florida Conventional Loans FHA Streamline Refinance Rates, Process and FAQs

    Our FHA streamline refinance program is incredibly EASY and could allow you to lower your READ MORE
  • Mortgage Rates Mortgage Rates November 8, 2013

    Can you believe the delayed, skewed jobs report?  The business survey shows 204,000 new j READ MORE
  • Florida Conventional Loans Who Is Eligible For A Mortgage?

    While most people may think that everyone is at least eligible for a mortgage, this is not READ MORE
  • Why Do Some Lenders Require Cash Reserves?

    When it comes to mortgages, there are a lot of guidelines that must be followed, all of wh READ MORE
  • Mortgage Rates Mortgage Rates November 5, 2013

    It may be just another day, but MBS prices started the day lower and have continued to dec READ MORE
  • Mortgage Rates Mortgage Rates November 4, 2013

    It’s a new month with new challenges coming up towards the end of the week when the Octo READ MORE
  • Mortgage Rates Florida Mortgage Rates November 1, 2013

    Hello November! Florida mortgage rates have been the best compared to September.  What a READ MORE
  • Mortgage Rates Florida Mortgage Rates October 31, 2013

    Happy Halloween! Now that we got through the Feds meeting, it should be business as usual, READ MORE
  • Mortgage Rates Florida Mortgage Rates October 30, 2013

    Finally, the end of waiting for the Fed’s meeting and good news for mortgage rates. The READ MORE
  • Mortgage Rates Florida Mortgage Rates October 29, 2013

    Finally the Fed’s meeting is here, but news of the results won’t be out until tomorrow READ MORE
  • Mortgage Rates Florida Mortgage Rates October 28, 2013

    Well, it’s the start of a new week that may result in some volatility in markets with th READ MORE
  • Secrets to Getting the Best HARP Program Rates for Your Underwater Mortgage

    Stay away from vultures that try to rob you out of your savings. Learn some of the ins and READ MORE
  • Mortgage Rates Rise from Credit Report Errors – and the Banks Profit

    Florida Home Funding reveals how a one point difference on a credit report can cost almost READ MORE
  • Mortgage Rates Florida Mortgage Rates October 25, 2013

    Not much is happening today with markets being mostly flat to slightly higher. Anticipatio READ MORE
  • Mortgage Rates Florida Mortgage Rates October 24, 2013

    Well, another weekly jobless claims report comes in tainted as California’s backlog of a READ MORE
  • Mortgage Rates Florida Mortgage Rates October 23, 2013

    It’s been a quiet day without much data being released. Stocks are down based on earning READ MORE
  • Mortgage Rates Florida Mortgage Rates October 22, 2013

    Finally released, the September jobs report turned out to be a big disappointment. Even th READ MORE
  • Mortgage Rates Florida Mortgage Rates October 21, 2013

    It may turn out to be a volatile week as reports that were put on hold during the governme READ MORE
  • Condo Financing in Florida Condo Financing in Florida

    Purchasing a condo that needs financing is not as easy as purchasing a single family home. READ MORE
  • Mortgage Rates Florida Mortgage Rates October 18, 2013

    It’s Friday and not much is going on with markets. Enjoy the weekend, though, because a READ MORE
  • Mortgage Rates Florida Mortgage Rates October 17, 2013

    Finally a deal!! Any deal was better than no deal, although we’ll be heading down this s READ MORE
  • Jumbo Mortgage When Is a Jumbo Loan Needed?

    Jumbo loans are more common today since building larger homes in residential areas has bec READ MORE
  • Mortgage Rates Florida Mortgage Rates October 16, 2013

    It’s a deal, at least in the Senate where it was announced that a bipartisan compromise READ MORE
  • Mortgage Rates Florida Mortgage Rates October 15, 2013

    Today we’ve hit Day 15 of the government shutdown and 2 days away from the impending deb READ MORE
  • Are There Any Benefits To Using Mortgage Brokers?

    Many people don’t know where to turn when they need a mortgage, whether for a home purch READ MORE
  • FHA Loan FHA Back to Work Program Home Financing in Florida

    HUD has made an effort to increase homeownership opportunities for borrowers that have exp READ MORE
  • Mortgage Rates Mortgage Rates October 14, 2013

    Today is Columbus Day holiday and, even though the stock market is open, bond markets are READ MORE
  • mortgage calculator 3 Reasons to Use a Mortgage Calculator

    A mortgage calculator can be a great tool for helping someone figure out an estimate of th READ MORE
  • Florida Mortgage Rates October 11, 2013

    So now we’re at Day 10 of the government shutdown with no end in sight, although, at lea READ MORE
  • Florida Mortgage Rates October 9, 2013

    Despite being 9 days into the government shutdown, Florida mortgage rates have been quite READ MORE
  • Florida Mortgage Rates September 30, 2013

    Thanks to the Feds we are currently seeing the lowest Florida mortgage rates in over 4 mon READ MORE
  • Mortgage Rates Florida September 24, 2013

    Mortgage rates in Florida are certainly making a recovery from this past summer.  Another READ MORE
  • Principal Reduction Florida Hardest Hit Fund FAQs

    Florida will distribute about $350 million towards homeowners by way of principal reductio READ MORE
  • Florida Mortgage Rates September 18, 2013

    Hallelujah, mortgage rates are low again. Fed’s announced today that they will keep mort READ MORE
  • Mortgage Rates September 17, 2013

    Florida mortgage rates this week are seeing light at the end of the tunnel.  Higher bond READ MORE
  • Mortgage Rates September 13, 2013

    Despite it being Friday the 13th, mortgage rates have been surprisingly stable and slightl READ MORE
  • Mortgage Rates September 5, 2013

    Mortgage rates have hiked up another eighth of a percent today compared to yesterday.  Mo READ MORE
  • Mortgage Rates September 4, 2013

    Mortgage rates today are increasing once again.  This morning’s grapevine on ADP employ READ MORE
  • Mortgage Rates September 3, 2013

    After a long holiday weekend and talks of delay over the attack on Syria, the mortgage bon READ MORE
  • Mortgage Rates August 30, 2013

    There was very little change in mortgage bonds today.  However, this summer has certainly READ MORE
  • Mortgage Rates August 28, 2013

    Mortgage rates in Florida are back on the rollercoaster.  Another day in this mysterious READ MORE
  • Mortgage Rates August 27, 2013

    After a week of a bloodbath in the bond market, mortgage bonds are starting to recover.  READ MORE
  • HARP Program Orlando Florida HARP Loan Program Guideline Update for Fannie Mae Owned Mortgages in Florida

    Many Orlando Florida area home owners are frustrated by national and Florida mortgage comp READ MORE
  • Mortgage Rates August 20, 2013

    Well, quite unexpectedly, bonds finally made a bit of a recovery this morning. After far t READ MORE
  • Mortgage Rates August 15, 2013

    Bonds took a complete dive this morning after news started pouring in that the economy mig READ MORE
  • Mortgage Rates August 14, 2013

    Bonds are starting off a bit higher today, but there’s very little other good news. Both READ MORE
  • Mortgage Rates August 13, 2013

    Bonds dropped lower today after it was projected they continue to climb. Mortgage bond pri READ MORE
  • Mortgage Rates August 12, 2013

    Mortgage bonds kicked off the week a bit higher today, while stocks seem to be struggling. READ MORE
  • Mortgage Rates August 8, 2013

    Today, it looks like both stocks and bonds are higher, which is a good thing for everyone. READ MORE
  • Mortgage Rates August 6, 2013

    Bonds are sitting stable at nearly the same level as yesterday. Unfortunately, the level o READ MORE
  • Mortgage Rates August 5, 2013

    Both stocks and mortgage bonds started off a bit lower this week, despite having given us READ MORE
  • Mortgage Rates August 1, 2013

    Bonds opened up at a steady level comparable to yesterday, but then dropped significantly. READ MORE
  • Mortgage Rates July 31, 2013

    After a bright and rosy looking future seemed in store for bonds yesterday, bond prices ar READ MORE
  • Mortgage Rates July 30, 2013

    It looks like good news on a couple of fronts this morning. Good earnings are pushing Stoc READ MORE
  • First Time Home Buyer Alert

    Are you a first time home buyer?  Have you been on the fence on whether this is a good ti READ MORE
  • Mortgage Rates July 29, 2013

    Both stocks and bonds are opening up this morning a bit slow, but bonds are expected to im READ MORE
  • Why Use a Local Mortgage Broker Over Retail Lenders Like Quicken Loans or Banks?

    For instance, there is no doubt that quicken loans is one of the biggest mortgage lenders READ MORE
  • Mortgage Rates July 26, 2013

    After a week of stocks rising while bonds were limping around the falling trend line, toda READ MORE
  • What You Need to Know When Shopping for a HARP Loan

    Not every lender has the same HARP loan rates and qualifying requirements for homeowners i READ MORE
  • Mortgage Rates July 25, 2013

    The market isn’t looking very well today, with both stocks and bonds opening lower this READ MORE
  • Mortgage Rates July 24, 2013

    The market was lukewarm at best by the end of the day yesterday, and things are still movi READ MORE
  • Mortgage Rates July 23, 2013

    Today it looks like good corporate earnings have driven stock prices up, but at the expens READ MORE
  • HARP Refinance HARP 2.0

    NO APPRAISAL HARP 2.0 refinance program for qualified homeowners who have experienced a si READ MORE
  • Best Way To Shop For A Mortgage

    Shopping at least two mortgage lenders for a mortgage typically results in you obtaining t READ MORE
  • Investment Property Mortgage Investment Property Mortgage & Rate Guide

    Purchasing a home for investment purposes has been done for many years, especially in Flor READ MORE
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    Sondi And Associates, Inc. dba Florida Home Funding. NMLS ID: 870878 Location: 390 N Orange Ave #2125, Orlando, FL 32801 | Phone: (407) 704-8729

    Content provided by The information provided on this site is for basic informational purposes only and IS NOT intended as a substitute for professional or legal advice. Notice: My Town Realty (License #: CQ1049127) and Florida Home Funding (NMLS ID: 870878) are both wholly-owned entities of Shahram Sondi (NMLS ID: 186790, License #: BK3225742). Due to this relationship, any referral between these two entities has the potential to financially benefit Shahram Sondi. Under no circumstance are you required to engage the services of one or both of these entities.
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