• What's your scenario?

    When it comes to getting a mortgage, you've got more options than you think. Everyone's situation is different. Tell me your scenario below, and I'll present you with all your options.


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FHA Loans

Video: Understanding FHA Loans

Current FHA Rates

Updated
Aug 17, 2018 5:00 PM
View Assumptions

FHA 30-Year Fixed
(1.500 discount points)

3.500% (4.438% APR)

FHA 30-Year Fixed
(0.875 discount points)

3.625% (4.505% APR)

FHA 30-Year Fixed
(0 discount points)

3.750% (4.551% APR)

You should consider an FHA loan if...

  • You are seeking the lowest down payment to purchase your first home
  • You have some past bumps in your credit history

An FHA loan may be just what you need to remove these hurdles. FHA loans are designed with the first-time home buyer in mind. Minimum down payment of only 3.5% required, which can be gifted from a family member, and a minimum credit score of only 580.

This coupled with more lenient income and credit requirements will have you on your way to home ownership now. No need to wait for everything to be just perfect.

FAQ: Will mortgage shopping hurt my credit score?

No. If you're wondering this, don't feel bad. We actually get this question more than any other. In order to lock in a rate, a credit profile must be run. However, so long as you are shopping within a 30-day period, credit bureaus recognize your need to shop and therefore count all mortgage inquiries as a single inquiry within that 30-day period.

Here are the basic requirements to qualify for FHA loans:

  • Minimum 580 credit score
  • 3.5% down payment – which can also be gifted to you by family members
  • More lenient income and credit requirements

Read more: Detailed Overview of FHA Loan Criteria

Tell me your scenario and I'll help walk you through every step while ensuring you get the best rate possible. Give me a call or fill out our simple form and have an FHA mortgage expert help guide you through the entire home buying process.

  • What's your scenario?

    When it comes to getting a mortgage, you've got more options than you think. Everyone's situation is different. Tell me your scenario below, and I'll present you with all your options.


All loans are still subject to final credit and underwriting approvals.

This is how I have maintained an “A” rating with the Better Business Bureau and have some of the best online reviews. Don’t take my word for it, see for yourself.

When it comes to getting a mortgage

you have more options than you think

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