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When it comes to getting a mortgage, you've got more options than you think. Everyone's situation is different. Tell me your scenario below, and I'll present you with all your options.
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FHA Loans


  • Are you looking for the lowest down payment option to purchase your first home?
  • Have you had some bumps in your credit history so your scores are less than perfect?

An FHA loan may be just what you need to remove these hurdles. FHA loans are designed with the first-time home buyer in mind. Minimum down payment of only 3.5% required, which can be gifted from a family member, and a minimum credit score of only 580. This coupled with more lenient income and credit requirements will have you on your way to home ownership now. No need to wait for everything to be just perfect.

Here are the basic requirements to qualify for FHA loans:

  • Minimum 580 credit score
  • 3.5% down payment – which can also be gifted to you by family members
  • More lenient income and credit requirements

Tell us your scenario and let one of our FHA expert’s guide you through the entire home buying process. This is a no obligation, FREE consultation that could open the door to home ownership for you today.

Read more: Detailed Overview of FHA Loan Criteria

Remember, all loans are still subject to final credit and underwriting approvals.

Give us a call or fill out our simple form and have an FHA mortgage expert help guide you through the entire home buying process.

All loans are still subject to final credit and underwriting approvals.

This is how I have maintained an “A” rating with the Better Business Bureau and have some of the best online reviews. Don’t take my word for it, see for yourself.

When it comes to getting a mortgage

you have more options than you think

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  • The best mortgage and home buying experience in my forty years of home ownership! Working with Shahram Sondi was a great experience. From the beginning he was very informative and easy to talk to. I felt relaxed and confident with Shahram working on my mortgage application. He walked me through the whole process and answered my numerous questions constantly. Whenever I reached out to him during the mortgage process he was always quick to return my call and answer my questions.Shahram and his staff were thorough, helpful and very professional throughout the whole process and I would highly recommend him to all my friends and relatives and never hesitate to use him again in the future!
    5 5
  • Florida Home Funding is the best: Shahram is an expert at what he does. There was no guess work at any point, my husband and I felt fully informed through the whole process. Sharham collected the information needed and was very upfront. We had a full dialog he let us know what the process would be like and walked us through the steps. His assistant Cindie was awesome, keeping us informed, on track and providing assistance with pulling documents. They were both amazing. Our emails and calls were responded to right away, leaving no guess work to what stage of the process we were at. When we needed recommendations on insurance agency' - Shahram was right there sharing with us who he deals with and they were outstanding. Shahram & Cindie are knowledgeable professionals in their field. If you're looking for a quality broker who is able to answer any question and do whatever it takes with the loan process don't look any further Florida Home Funding is all you need.
    5 5
  • Great service, integrity and professionalism Shahram and his assistant are an incredible team. They are extremely thorough and make what is usually a stressful process smooth and easy. They are on top of every single detail and they will get you the lowest cost mortgage. I have used other brokers and I would only use Shahram if I have a future need.
    5 5
  • FHA Streamline Refi I have been through the mortgage process on 3 different occasions and this was by far the easiest. Everything promised was recieved! It was the fastest and easiest refi I've been through. Everything was done online and I could'nt be happier. Florida Home Funding is great!!!
    5 5
  • 5+ Stars to Florida home funding team for my Successful Refinance within short span. Kudos to Shahram & Cindi for their great work refinancing my mortgage in record 2 weeks time. Shahram was very professional, Timely in response and most importantly very knowledgable. I shopped with 5 mortgage companies including online guys who falsely offer ridiculous low rates. Shahram gave me the best qoute and also explained exactly how the online mortgage "Bait and Switch" works. In the process of my refinancing, Shahram exchanged more than 10 quotes to best suit my needs. Office staff Cindi is an email machine. She will respond your mortgage concerns within seconds of email receipt. With No reservations, I strongly recommend Florida Home Funding for ALL your mortgage needs.
    5 5
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  • © 2016 Copyright © 2016 Copyright Florida Home Funding

    Sondi And Associates, Inc. dba Florida Home Funding. NMLS ID: 870878 Location: 390 N Orange Ave #2125, Orlando, FL 32801 | Phone: (407) 704-8729

    Content provided by The information provided on this site is for basic informational purposes only and IS NOT intended as a substitute for professional or legal advice.
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