Mortgage Affordability Calculator

Calculate a mortgage payment you can afford

  • Household Monthly Pre-Tax Income

  • Enter your household's monthly income before taxes.

  • Approx. Income Tax

  • Recommended Mortgage Payment

  • Power

  • Enter the average monthly power bill for your current home.

  • Water & Sewer

  • Enter the average monthly water bill for your current home.

  • Cable & Internet

  • Enter the average cable and internet bill for your current home.

  • Wireless

  • Enter the average bill amount for your household's wireless (cell phone) service.

  • Food & Groceries

  • Enter the average monthly amount your household budgets for food and groceries.

  • Child Care

  • If you have children, enter the average monthly child care and/or babysitter cost for each child in your household.

  • Auto

  • Add each car payment you're currently paying.
    Add a new row
  • Add the average monthly cost of insurance for each of your cars.
    Add a new row

  • Health Insurance

  • Enter the health insurance cost for each member of your household.
    Add a new row

  • Credit Cards

  • Enter the average monthly payment amount for each of your household's credit cards.
    Add a new row

  • Student Loans

  • Enter the average monthly payment amount for each of your household's student loans.
    Add a new row

  • Entertainment & Misc

  • Enter any entertainment or misc. expenses like Netflix, gym, shopping, etc.

  • Savings

  • Enter the total amount, if any, your household sets aside for savings, college funds, etc.
Remaining Monthly Income